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Alternative Loan Options   Black Line
The PNC Solution Loan

If Stafford and PLUS Loans don't cover the full cost of your education, the PNC Solution Loan can help close the gap.

PNC Solution Loans are alternative/private loans that provide credit-worthy students and parents the funds needed to finance undergraduate and graduate education. It's quick, easy and affordable!

Program Features

  • Use the funds for any education-related expense
  • Receive a preliminary decision for a loan within minutes of applying online
  • Borrowers may choose to defer payments until after graduation*
  • No prepayment penalties or repayment fees
  • Flexible repayment options for borrowers
  • Interest may be tax deductible (consult your tax advisor)
  • Funds are sent directly to the school and can be disbursed within five business days of final approval
  • A 0.25% interest rate reduction is available if you elect automatic payment deduction from a bank account*
  • A co-signer release option is available to borrowers after the initial 48 consecutive on-time monthly payments and subject to credit approval*
Apply now for a PNC Solution Loan Return to Saved Application

* View important disclosure and repayment information. Interest will continue to accrue during periods of deferment. The interest rate reduction benefit is lost if automatic payment deduction is discontinued. To release a co-signer from the loan after 48 consecutive payments, the borrower must request a co-signer release and pass a credit check.

PNC Bank reserves the right to modify offered interest rates, fees and borrower benefits at any time without notice. PNC Solution Loans are subject to credit approval.

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Ready to Apply?

Apply online for the PNC Solution Loan

Additional Resources

The PNC Solution Loan for Undergraduates
The PNC Solution Loan for Graduate Students
The PNC Solution Loan for Continuing Education
The PNC Solution Loan for Health Professions
The Great Debate: Federal PLUS Loans vs. Alternative Loans – Which is Better for You?
How to Save on Interest Expense
Tax Benefits for Education
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