Welcome American Flyers Students

The PNC Solution Loan for Undergraduate Students

The PNC Solution Loan is an alternative/private loan that provide credit-worthy students and parents the funds needed to finance undergraduate education. It's quick, easy and affordable!

• The variable interest rate is based upon the LIBOR index plus a margin ranging from 2.25% to 8% depending upon creditworthiness, and is adjusted quarterly
• Loan origination fees are based on the creditworthiness of the student borrower and the co-signer (if any), and range from 0% to 6% of the total loan amount (requested loan amount plus the origination fee)
• Use the funds for any education-related expense
• Apply up to 60 days after the loan term
• Receive a preliminary decision for a loan within minutes of applying online
• Defer payments until six months after you graduate or leave school*
• No prepayment penalties or repayment fees
• Borrow up to the cost of your education less any financial aid received
• Three different repayment options are available, including deferred payments until you graduate or you leave school
• Interest may be tax deductible (consult your tax advisor)
• Funds are sent directly to the school and can be disbursed within five business days of final approval
• A 0.25% interest rate reduction is available if you elect to have your monthly payments automatically deducted from your bank account*
• A co-signer release option is available to borrowers after the initial 48 consecutive on-time monthly payments and subject to credit approval*

* View important disclosure and repayment information. Interest will continue to accrue during periods of deferment. The interest rate reduction benefit is lost if automatic payment deduction is discontinued. To release a co-signer from the loan after 48 consecutive payments, the borrower must request a co-signer release and pass a credit check.

If you have any questions, our customer service consultants are available to assist you.
Please call us at 1-800-762-1001, Monday through Thursday from 8am to 9pm and Friday from 8am to 6pm Eastern time, or send us an email at eduloans@pncbank.com.

PNC Bank reserves the right to modify offered interest rates, fees and borrower benefits at any time without notice. PNC Solution Loans are subject to credit approval.