An alternative way to finance your college education —

The PNC Bank National Collegiate Loan for Graduate Students may be your answer to meeting the rising costs of obtaining an advanced degree. It's quick, easy and affordable!

Program Features

		The variable interest rate is based upon the LIBOR Index + 4.65% or 7.25%, and is adjusted quarterly — see examples of repayment amounts.
		Loan origination fees are based on the repayment option selected, the creditworthiness of the student borrower and the co-signer (if any), and range from 5.0% to 10.5% of the total loan amount (requested loan amount plus the origination fee)
		Use the funds for any education-related expense — even to pay off past due balances!
		No application deadlines; apply anytime
		Preliminary decision in as little as 15 minutes of applying online or by phone
		No prepayment penalties or repayment fees
		Borrow from $1,500 up to the estimated annual program education expense at your school ($30,000 annual maximum)
		Payments may be deferred until the earlier of (i) six months after you graduate or cease to be enrolled at least half time or (ii) 24 months after the loan had been fully disbursed.
		Interest may be tax deductible (consult your tax advisor)
		Funds are sent directly to you in as few as five business days

Eligibility

		An undergraduate student 18 years of age or older in an advanced degree or certificate program
		Enrolled at least half-time as determined by your school
		Making satisfactory academic progress as determined by your school
		An international student with a qualified credit-worthy U.S. citizen or a permanent resident co-applicant
		Meeting the credit guidelines listed below

Credit Guidelines

		You or your co-signer, if any, are credit-worthy
		You or your co-signer, if any, have a satisfactory credit history, residence and employment history of at least two years
		You or your co-signer co-signer, if any, have proof of current income
		If you or your co-signer co-signer, if any, are self-employed, have been in business for at least two years
		You or your co-signer, if any, are a U.S. citizen or permanent resident and have resided in the U.S. for the previous two years
		An international student with a qualified credit-worthy U.S. citizen or permanent resident co-signer may apply